HOW TO

PURCHASE A HOME
THE “MILL” WAY

Purchasing a home doesn’t have to be a daunting task – in fact, it can be easy and exciting – and it starts with getting pre-qualified. To provide more lending opportunities to our future owners, we have partnered with two preferred lenders, Finance of America and Freedom Mortgage.

The Home Buying Process

Get Pre-Qualified

Talk to a rep from our preferred lenders to get pre-qualified for a home purchase at The Mill.

SALES ASSOCIATE MEETING

Book an on-site tour, or call (916) 282-1892 to schedule a one-on-one meeting with a Sales Associate at our Sales HQ.

CHOOSE HOME AND LOT

Browse available homes, elevations and lot locations to determine which suit you best.

PUT DOWN DEPOSIT

Claim your desired home and lot location by putting down your fully-refundable deposit.

Stay updated

While your home is constructed, get exclusive updates and opportunities to see your home be built in person.

SIGN CONTRACT

Go over paperwork with your Sales Associate and sign the required forms to finalize your new home purchase.

CHOOSE INTERIOR OPTIONS

View the home features and options available to determine what you’d like included.

COMPLETE PURCHASE

Receive your final loan approval from the lender, close escrow on your home, and move in!

Starting is Simple

Three Easy Ways to Get Pre-Qualified

Pre-qualify online

Submit your information securely via an online form that will be sent directly to our preferred lenders.

PRE-QUALIFY WITH FINANCE OF AMERICA

PRE-QUALIFY WITH FREEDOM MORTGAGE

Pre-qualify by fax/email

Download a PDF form using the button below, fill it out and fax it to Finance of America Mortgage at (855) 212-1232, or email it to Alison Bartholomew (NMLS #1569101) at [email protected].

DOWNLOAD FORM

Pre-qualify by phone

Call Alison Bartholomew (NMLS #1569101) at Finance of America Mortgage or Kimberly Evans (NMLS #582929) at Freedom Mortgage to pre-qualify over the phone, or ask any questions you may have regarding pre-qualification.

CALL FINANCE OF AMERICA: (916) 888-1203

CALL FREEDOM MORTGAGE: (916) 773-0100

Getting Pre-qualified

Documents required

As you work through the pre-qualification process, assemble the following list of documents and have them handy, as the lender will need to reference them in order to pre-qualify you.

  1. A completed loan application (completed online, or downloaded from above)
  2. 30 days of paystubs, benefit statement for any pension, retirement, social security, annuity or any other source of income
  3. Past two years of federal tax returns (personal and corporate, if applicable)
  4. Past two years of W-2 forms
  5. A copy of your current bank statement(s) (all pages, including any blank pages that print or any pages labeled “intentionally left blank”)
  6. A copy of the mortgage statement and insurance policy for any properties currently owned (if applicable)

© Finance of America Mortgage LLC is licensed nationwide | | NMLS ID #1071 (www.nmlsconsumeraccess.org) | 300 Welsh Road, Building 5, Horsham, PA 19044 | (800) 355-5626 | AZ Mortgage Banker License #0910184 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act | Georgia Residential Mortgage Licensee #15499 | Illinois Residential Mortgage Licensee | Kansas Licensed Mortgage Company | Licensed by the N.J. Department of Banking and Insurance | Licensed Mortgage Banker — NYS Banking Department | Rhode Island Licensed Lender. Finance of America Mortgage is not a tax consultation firm. Please seek advice from a tax professional. This is not a commitment to lend. Prices and guidelines are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision.

© Freedom Mortgage Corporation. NMLS ID # 2767. Freedom Mortgage is not affiliated with the U.S. government, HUD, FHA, VA, or any other government agencies. Freedom Mortgage Corporation (d/b/a Freedom Home Mortgage Corporation (FN)). Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law license.