Owning is more attainable than ever!

Think you don’t have the financial resources to buy a home? You might be surprised. With rent costs going up anywhere from 6% to 10% annually in the past few years, with low fixed mortgage rates, and with numerous financing options available, a beautiful new home at The Mill could be within your reach! In fact, check out some of the numbers and financing options available!

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    RENTS ROSE BY 6 PERCENT IN 2017!

    Rent just keeps going up, and up, and up. In fact, rental costs are rising significantly faster than incomes and Sacramento has shown some of the highest rent increases in the nation in recent years. Owning a home means you can lock in your monthly housing expenses so you never have to worry about being able to afford a roof over your head.

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    OWN WITH JUST 3% DOWN

    Think you need $60,000 in the bank to purchase a home? Not at The Mill! Purchase your dream home with just 3% down and lock in a low fixed interest rate. This means for many of our homes, less than $10,000 down gets you in! Now is the time to take advantage of this amazing opportunity.

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    NO DOWN PAYMENT? NO PROBLEM!

    Short on cash in the bank, but still able to make a monthly mortgage payment? A special program being offered by our trusted lender, Finance of America, makes homeownership attainable with zero-down financing.

RESIDENCE TWO

COMPARABLE RENT

$2,098/month

ESTIMATED
OWNERSHIP COST*

$2,051/month

RESIDENCE THREE

COMPARABLE RENT

$3,274/month

ESTIMATED
OWNERSHIP COST*

$3,196/month

RESIDENCE FOUR

COMPARABLE RENT

$2,605/month

ESTIMATED
OWNERSHIP COST*

$2,339/month

*Cost of Ownership Includes: Principal and interest payment, estimated mortgage insurance, estimated property taxes, and estimated monthly HOA dues.

Learn more about these exciting financing opportunities!

HEAR FROM OUR OWNERS

“I had a great buying experience, everything was pretty easy. I had a lot of questions and they were very patient with me which I appreciated.”

– Jennifer

“I like the sense that I can do what I want with my own place and it just made the most sense to me; you own something that’s going to appreciate.”

– Seth

“I had a great buying experience, everything was pretty easy. I had a lot of questions and they were very patient with me which I appreciated.”

– Jennifer

“I like the sense that I can do what I want with my own place and it just made the most sense to me; you own something that’s going to appreciate.”

– Seth

No rent hikes save you money

In the past few years, rent has gone up as much as 10% annually! With a fixed-rate, low interest rate mortgage, you can lock in your housing costs.

STABLE AND SECURE

When you own a home, you don’t have to worry about getting your lease renewed. The home is yours and won’t be pulled out from under you.

BUILD RELATIONSHIPS

Unlike apartments, new home communities are not transitory so you can enjoy lasting friendships with your neighbors for years to come.

AN APPRECIATING ASSET

As home values increase, so does your net worth. Historically, home values increase faster than inflation, meaning your equity and buying power grow each year.

EMBRACE THE TAX MAN

As a homeowner, you may be able to enjoy significant tax advantages by deducting your mortgage interest and property taxes from your income taxes.

CUSTOMIZE IT AS YOU WISH

Create a home as unique as you like with your own flooring, paint, lighting and tech options. Plus, make changes anytime you like without having to get your landlord’s permission.

AS CHEAP AS RENTING

Pay yourself rent every month instead of paying someone else’s mortgage. In many cases, after factoring in tax deductions, your payment could be about the same or even less than what you pay in rent.

HOMEOWNER PRIDE

Experience the pride of living somewhere that’s all yours and that you own! You know that new car smell? Well, a “new home” smell is even better.

Your financial situation may differ from the above examples, which are for illustrative purposes only. All estimated payment amounts accurate as of 1/18/18 based on a 30-year fixed-rate mortgage with an APR of 4.468%. Estimates assume a 740+ FICO score, owner-occupied financing, debt-to-income ratios within qualifying limits, 3% down payment, property tax rate of 1.3%, standard estimated mortgage insurance rates, and estimated HOA dues. Speak with a loan officer from Finance of America Mortgage for more information on how these numbers are calculated. This is not a commitment to lend. Prices and guidelines are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision.